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On the occasion of 126th birth anniversary of Dr. Bhim Rao Ambedkar, Prime Minister Narendra Modi launched the BHIM Aadhaar -a digital payment platform -and declared about 75 townships to go less-cash.

1 Merchants download the app from Google Play Store or iTunes and register using their Aadhaar identification number.

The Centre believes that Bhim-Aadhaar - also known as Aadhaar Pay - will make online payments easier for the illiterate and those without mobile phones or online wallets. While APB will serve as a repository between banks and customers, AEPS will authenticate the online process. Once the customer's Aadhaar number is entered, the app will show the bank accounts linked with the Aadhaar number. "Back end is being handled by Aadhaar, so why should customers pay?"

He also launched incentive schemes for the BHIM - cashback and referral bonus - with an outlay of Rs 495 crore for a period of six months.

Earlier, the PM paid tributes to Dr Babasaheb Ambedkar at Deekshabhoomi, where the Dalit icon and architect of the Constitution embraced Buddhism in 1956 with a large number of followers.

"The BHIM-Aadhar concept of Prime Minister Narendra Modi will be a game changer not only for India but at the world level", Fadnavis said while addressing a programme to mark the culmination of "Digi Dhan Mela" organised by the NITI Aayog at the divisional sports stadium located in Mankapur area.

On the security front, the Interface uses two main platforms, Aadhaar Payment Bridge (APB) as a repository between banks and Aadhaar Enabled Payment System (AEPS) to ensure that all the details provided are authentic through an internal process as described by NITI Aayog. Under the Cash Back scheme, merchants will get money back on every transaction using BHIM.

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Commenting on the Aadhaar-based digital payment mobile application, he said, "The BHIM app is positively impacting several lives across the country".

"'DigiDhan" is a "Safai Abhiyaan' to free the nation from corruption and black money", Modi stated. "This can continue for a period of three months", said Modi.

"Ifyou add aperson to the BHIM app, after 3 transactions by the person, Rs 10 will be added to your account, the scheme will continue till October 14".

Both schemes will be administered by the Ministry of Electronics and Information Technology (Meity) and implemented by the National Payments Corporation of India (NPCI).

Based on a biometric platform, any Aadhaar card holder can now pay to any merchant using his thumb impressions. Thanks to the update you can now send money to your contacts directly from the app; however it's limited only to users of the BHIM app and *99# USSD users.

The lucky winners of the Mega Draw felicitated by the Prime Minister in Nagpur.

The Modi government is aiming at 25 billion digital transactions during the current financial year running through March 31, 2018.


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